Getting Started
- Why join the Common Wealth Plan?
- Features of your plan
- What to expect from enrollment
- How to enrol in the Common Wealth plan
- Am I eligible to join the Common Wealth?
- Can a recent immigrant or U.S. citizen become a plan member?
Guide to Retirement
Login & Enrollment Support
- How to fix login problems
- Verification code won’t send to inbox
- Can’t access account after leaving my job
- Common Wealth says I already have an account created, but I can’t access enrollment
- Getting an enrollment link re-issued
- Resetting your password
Navigating Your Plan
- How can I see how much I've contributed to my Common Wealth account?
- Where can I find my account number?
- How do I update my current income?
- How do I change the email address for my account?
- How do I update my personal details, such as my address or marital status?
- Where do I add or update the beneficiaries of my plan?
Transfers to Common Wealth
Managing Plan Contributions
- How to understand your matching formula
- How do I edit my payroll contribution?
- Why am I missing a payroll contribution?
- How to make a contribution from your bank account?
- Cancelling your payroll contribution
- Why are the payroll contribution amounts on my dashboard different from what comes out of my paycheque?
Understanding RRSPs, TFSAs, DPSPs
- What are RRSPs and how do they work?
- What are TFSAs and how do they work?
- What are DPSPs and how do they work?
- What does DPSP vesting mean?
- What is a RRIF and how do they work?
- How are my estimated government benefits calculated?
Withdrawals and Transfers Out
- Withdrawing from your RRSP: rules, tax implications, and tips
- Withdrawing from your TFSA: rules, tips, and important considerations
- How do I transfer out my RRSP/TFSA/RRIF to another institution?
- How long will it take for my TFSA/RRSP withdrawal or transfer out to be processed?
- Can I withdraw funds with the Home Buyers' Plan (HBP)?
- Can I withdraw funds with the Lifelong Learning Plan (LLP)?
Investments, Fund Performance, & Fees
- Why do I pay a fee?
- Understanding your rate of return
- How can I view and change my investment details?
- Do the fees include taxes?
- How will I know how much I've been charged?
- Are there processing fees?
Managing Your Plan After Leaving Your Job
Tax Reporting: Deadlines, Guides & Tips
- When is the deadline to contribute to my RRSP?
- When do I receive the tax receipts for my RRSP contributions?
- Where can I find the tax receipts for my RRSP contributions?
- Why am I missing tax slips in my plan?
- Where can I find my T4RSP receipt?
- Do I get a tax deduction for my contributions to Common Wealth?
Approaching Retirement
- What will I receive from Common Wealth when I retire?
- When can I start receiving a retirement income?
- What happens if I decide to retire earlier or later than initially anticipated? How would that impact my contributions to Common Wealth?
- What happens to my money if I die? Is there any benefit for my spouse?
- How to prepare for your RRIF conversion