FAQ

• What is a Tax-Free Savings Account (TFSA)?
• What is a Registered Retirement Savings Plan (RRSP)?
• What is a Registered Retirement Income Fund (RRIF)?
• What is a target date fund?

• How do I make a one-time contribution?
• How do I transfer in my existing TFSA, RRSP, RRIF or DPSP funds to Common Wealth?
• Can I withdraw my money to buy a home?
• How do I change my contribution amount?
• How can I view and change my investment details?
• If I leave my employer, what do I need to do to continue contributing to the plan?

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• Who is eligible to join the plan?
• Can a recent immigrant or U.S. citizen become a plan member?
• When do our employer fees start and stop?
• What is the plan's policy on ESG or responsible investing?